PRIVACY POLICY

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information in connection with our services, including SMS text messaging programs for customer care and account notifications.

Information We Collect

We collect nonpublic personal information from you to conduct our business and support your inquiries. This includes:

• Information provided directly by you, such as name, address, phone number, email, social security number, and financial history. 
• Information about your transactions with us or others (e.g., payment history, account activity). 
• Information from consumer reporting agencies (e.g., credit scores). 
• Information from third parties (e.g., employers or financial institutions).

Information We Disclose

We do not sell, rent, or share your SMS opt-in data or consent with third parties for marketing purposes. We may disclose personal information:

• As required by law or legal process. 
• To service providers or affiliated entities only as necessary to deliver our services (e.g., messaging platforms, carriers, IT vendors).

We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your personal data, including your SMS opt-in or consent status, with third parties only to deliver messaging services (e.g., platform providers, carriers).